Hardin County Housing: 4.5 Months of Inventory, Nov 2026

Key Takeaways

• Months of inventory rose from 4.1 last week to 4.5 this week
• October 22 to 28: 31 new listings, 14 homes under contract (was 18) and 20 closings (was 26)
• 432 active listings; 95 homes sold in the last 30 days with 83 average days on market
• Median sold price: $290,000; average sold price: $320,603; average list price: $346,074
• $600,000 to $800,000 had no recorded sales in the last 30 days; under $250,000 is the tightest range at 3.4 months

Summary

Rachel Brantingham's numbers for October 22 through 28 show Hardin County moving from 4.1 to 4.5 months of inventory, with fewer homes going under contract and fewer closings than the week before. Her read is that the market is doing what it historically does this time of year: slowing down as the holidays approach.

For buyers, that means more choices. For sellers, Rachel says it means getting clear on motivation and pricing, and paying attention to the price range your home sits in, because the ranges are moving very differently.

Full Article

Rachel opened by reminding viewers that her numbers cover all of Hardin County and come directly from the Heart of Kentucky Association of Realtors. If you live outside Hardin County and want your own area's numbers, she said she is happy to pull them for you.

This week's numbers

From October 22 through October 28, Hardin County recorded 31 new listings, 14 homes going under contract and 20 closings. There are 432 active listings. Over the last 30 days, 95 homes have sold, and the average days on market is 83.

The average list price is $346,074, the average sold price is $320,603, and the median sold price across Hardin County is $290,000.

"Now that's a lot of information. You don't have to remember it," Rachel said. The trend charts are on the Hardin Local housing page.

What changed

The number she wants you to remember: "We moved from 4.1 months of inventory last week to 4.5 months of inventory this week." Days on market went up, too. New contracts dropped from 18 last week to 14 this week, and closings dropped from 26 to 20.

"What that tells us is that as we are growing, we are following historical trends," Rachel said. "We are slowing down as we head into the holiday season." For buyers, she said, that means a lot of choices on the market right now.

She also pointed out that real estate runs on a delay. A home goes under contract and then takes about 30 days to close, so this week's closings reflect decisions made weeks ago. She said the market is still feeling the effects of the earlier jump in interest rates, and that with rates easing a bit, it may recover just a hair.

Every price range is its own market

Rachel broke inventory down by price:

• Under $250,000: 3.4 months. Sellers here are probably in good shape to sell close to their asking price.
• $250,000 to $400,000: 4.9 months. There is a lot of inventory, so be more strategic about price and the condition of your home.
• $400,000 to $600,000: 3.7 months.
• $600,000 to $800,000: no recorded sales in the last 30 days. If your home is in this range, Rachel said you may need to get aggressive this time of year, or consider waiting until later next year.
• Luxury: 6.5 months. That market, she said, runs on its own trend.

Rachel's advice for sellers

The question she is asking her own sellers: how serious are you about selling this year? If you are, she said, get really clear on what your motivation means in dollars and be willing to move on price, or your home will get lost in the inventory.

"You cannot control interest rates. You cannot control how many other homeowners decide to list their property. You cannot control when a particular buyer enters the market," she said. "But you can control how you prepare your home. You can control how you price it."

One tool that has worked for her team: "Reverse offers are something my team has been doing. Those have seemed to produce results for our sellers."

And if you are not that motivated, Rachel said it is probably not the right season to sell, and holding off until spring will likely get you better results.

What she's watching

Rachel said she will be watching to see whether the 4.5 months of inventory softens next week. Late fall and the holidays are naturally a slower season in real estate, she said, and she expects people to start gearing up for the spring market around the turn of the year.

Rachel Brantingham is with The Brantingham Group at Keller Williams Heartland. For questions about your own home, she said to call her directly.

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